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Asuris Individual Medical Plans

Asuris HSA Healthplan 2.0SM

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Unique Features

  • A simple way to pay for life’s medical expenses. It’s a comprehensive health plan and a tax-free savings account all rolled into one.
  • Personalized wellness programs encourage and reward the insured for reaching their health goals.
  • Enhanced support and interactive tools make this plan easy to understand and use.

Coverage at a Glance

Your coverage depends on the deductible you choose...
Deductible Options:
Individual: $1,500 / $2,500 / $3,500 / $5,000
Family: $3,000 / $5,000 / $7,000 / $10,000
Family (with Embedded Individual): $5,000 ($3,000) / $7,000 ($3,000)
Please choose a deductible from the options above to see its coverage at a glance.
Type of Plan: Consumer Directed

Not IncludedAlternative care
IncludedEmergency Room
IncludedHospital
IncludedMaternity
IncludedMental Health
IncludedNo Referrals
IncludedOffice Visits
IncludedPrescriptions
IncludedPreventive Care
IncludedWellness Programs

Deductible:
Annual OOP Max:
Coinsurance Max: not applicable
Annual Max: $2,000,000
Copay: none
Coinsurance:
Providers: Category 1, 2 and 3
Find a Doctor
   

Benefit Highlights, Exclusions & Limitations

Exclusions and limitations are inside each benefit summary PDF below.

Deductible
Effective
01/01/11–12/13/11
Effective
01/01/12 and
beyond
Individual $1,500 / $2,500 / $3,500
Family $3,000 / $5,000 / $7,000
Individual $5,000
Family $10,000
Embedded deductible option:
Family $5,000 / $7,000 with $3,000 individual deductible

Banking

You can work with one of Asuris’ preferred banking partners or choose your own bank.

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Optional Benefits

You can round out the benefits your employees will enjoy by adding optional plan benefits. To learn more about these options, contact us » or your agent.

Pharmacy
Value-based Rx Option: First dollar coverage for generics and formulary brands commonly used in the following five medication classes: asthma, diabetes, high blood pressure, high cholesterol and smoking cessation. Not subject to deductible.
Medications with first dollar coverage (PDF)

Unlimited Spinal Manipulations

  • No benefit maximum
  • Option 2: all group sizes, no benefit maximums, subject to deductible and coinsurance max

Vision

  • 100% coverage for annual eye exam (Category 1 & 2, Category 3 may be subject to balance billing)
  • Up to $150 in hardware annually
  • Not subject to deductible

Dental
Three plans that offer something for everyone. Available as stand-alone coverage or paired with Asuris HSA Healthplan 2.0.

Employee Assistance Program (EAP)
A service that helps employees deal with the challenges they face in any of their many roles: employee, parent, spouse, child, friend, partner, and even consumer.

  • 24-hour crisis assistance
  • Up to 4 face-to-face counseling sessions per incident
  • Legal and financial services
  • Parenting services and Adult and Elder care
  • read more

Life and Disability
To learn about Life and Disability plans, visit our partner, LifeMap Assurance Company.

 
See what HSA 2.0 can do for the bottom line
Show Employees how HSA 2.0 can work for them

Agent Toolkit:
HSA 2.0

All the sales materials you need: educational PowerPoint, brochures & more. Find it in Agent Center's New Products section. Log in »

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